Credit Analyst United States

What does a Credit Analyst do?

From 2,394 current Credit Analyst postings that list skills.

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What the job involves

  • Analyze financial statements and other data to assess borrower creditworthiness.
  • Prepare credit memos and documents to support lending decisions and approvals.
  • Monitor existing credit relationships for compliance and performance.
  • Review and interpret credit agreements and related legal documents.
  • Identify and assess risks associated with new and existing credit transactions.
  • Maintain accurate records of credit files and portfolio information.
  • Communicate with borrowers, lenders, and internal teams regarding credit status.
  • Ensure compliance with internal credit policies and regulatory requirements.

Summed up from 30 recent Credit Analyst job postings.

Skills employers ask for

  • Credit Analysis 6 in 10 postings
  • Underwriting 4 in 10 postings
  • Credit Management 3 in 10 postings
  • Microsoft Excel 3 in 10 postings
  • Microsoft Office 3 in 10 postings

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Out of 2,394 postings that list skills.

Certifications and licenses

  • CFA 1 in 20 postings
  • Driver's License 1 in 50 postings

What employers name in their postings. Rules differ by state.

Experience asked for

  • No experience needed 1 in 200 postings
  • 1 to 2 years 3 in 10 postings
  • 3 to 4 years 3 in 10 postings
  • 5 years or more 4 in 10 postings

Typical ask: 3 years.

Education asked for

  • High school diploma or GED 1 in 20 postings
  • Associate degree 1 in 215 postings
  • Bachelor's degree 9 in 10 postings
  • Master's degree 1 in 20 postings

Among postings that say.

Is this role in demand?

1,195 open Credit Analyst jobs across the US right now.

Most openings

Typical pay $107,700 a year (most between $85k and $136k). See the full salary breakdown

Skills for related roles

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