Credit Analyst vs Underwriter
Pay, skills and open jobs side by side, from current job postings across the US.
Pay
Credit Analyst
$107,500 typical, a year
Most Credit Analysts earn $85,000 to $135,500 a year.
From 336 postings that list pay
1,030 open jobs now
Underwriter
$120,000 typical, a year
Most Underwriters earn $99,000 to $144,400 a year.
From 239 postings that list pay
524 open jobs now
Underwriters typically earn about $12,500 more a year than Credit Analysts.
What each one does
Credit Analyst
- Analyze financial statements and other data to assess borrower creditworthiness.
- Prepare credit memos and documents to support lending decisions and approvals.
- Monitor existing credit relationships for compliance and performance.
- Review and interpret credit agreements and related legal documents.
- Identify and assess risks associated with new and existing credit transactions.
- Maintain accurate records of credit files and portfolio information.
Summed up from 30 job postings
Underwriter
- Evaluate and analyze risks to determine if they are acceptable.
- Review and analyze submissions including applications and financial data.
- Develop and maintain strong relationships with agents and brokers.
- Communicate underwriting appetite and value to brokers and clients.
- Price risks and set appropriate terms and conditions.
- Monitor portfolio trends and underwriting results.
Summed up from 30 job postings
Skills employers ask for
Credit Analyst
Asked for in both
- Underwriting 5 in 10 postings
- Microsoft Office 3 in 10 postings
- Microsoft Excel 3 in 10 postings
- Risk Management 2 in 10 postings
More common in Credit Analyst postings
- Credit Analysis 7 in 10 postings
- Financial Statements 4 in 10 postings
- Credit Management 3 in 10 postings
- Financial Statement Analysis 2 in 10 postings
- Cash Flow Management 2 in 10 postings
Underwriter
Asked for in both
- Underwriting 9 in 10 postings
- Microsoft Office 2 in 10 postings
- Microsoft Excel 1 in 10 postings
- Risk Management 2 in 10 postings
More common in Underwriter postings
- Commercial Lines 2 in 10 postings
- Insurance 1 in 10 postings
- Customer Service 1 in 10 postings
- Portfolio Management 1 in 15 postings
Out of each role's current postings.
Licenses and certifications
Credit Analyst
None stand out in current postings.
Underwriter
- CPCU 2 in 10 postings
Open jobs
Credit Analyst
Credit Analyst I (Full Time) - Houston, River Oaks
Prosperity BankPay not stated Houston, TX, 77098UnderwritingLoan StructuringFinancial ReportingFeasibility StudiesDebt Service +1Commercial Credit Lead
M&T Bank$136k - $226,600/yrstated Annapolis, MD HybridUnderwritingInternal ControlsCapital IQMicrosoft OfficeFinancial Modeling +6Credit Product Officer - Credit Products
ProductexecsPay not stated Uniontown, Ohio, USMicrosoft OfficeUnderwritingFinancial StatementsCash Flow ManagementBanking Regulations +1
Underwriter
Underwriter / Account Executive - Select
Travelers$87,800 - $144,800/yrstated CA - Diamond Bar HybridUnderwritingActuarialCommercial LinesCross-SellingRisk Management +1Underwriter, Southeast
Coalition$100k/yrstated Any location, United States RemoteUnderwritingRisk AnalysisMiddle Market Underwriter
Merchants Insurance Group$80k - $100k/yrstated Bedford, NH HybridMicrosoft OfficeCPCUUnderwritingMicrosoft OutlookProperty & Casualty Insurance +1
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